The Maldives is often seen as the ultimate luxury destination—think overwater bungalows, private butlers, and villas costing thousands per night. But here’s the truth: you don’t have to be a millionaire to enjoy paradise. There are plenty of affordable resorts in the Maldives that still deliver dreamy beaches, turquoise lagoons, and unforgettable island vibes—without blowing your entire travel budget.
Whether you’re planning a romantic getaway, honeymoon, or tropical vacation with friends, these are the best affordable resorts in the Maldives that feel just as magical as their five-star counterparts.
1. Reethi Beach Resort (Baa Atoll)
Starting from: $150–$250 per night
Located in the Baa Atoll UNESCO Biosphere Reserve, Reethi Beach Resort is a favorite among eco-conscious travelers and water lovers. With white sand beaches, a lush interior, and a vibrant house reef, it’s a tropical escape that offers both affordability and charm.
Why it’s great: The villas are rustic yet comfortable, the dive center is excellent, and there’s a focus on sustainability throughout the resort.
Perfect for: Couples, nature lovers, and divers.
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2. Fihalhohi Island Resort (South Malé Atoll)
Starting from: $130–$200 per night
If you’re dreaming of overwater bungalows without the crazy price tag, Fihalhohi Island Resort is a gem. It offers beachfront and overwater accommodations, plus a great selection of water sports and excursions.
Why it’s great: It’s less than an hour by speedboat from Malé Airport, and the resort offers a great mix of comfort, scenery, and relaxation.
Perfect for: Honeymooners and travelers seeking a secluded vibe.
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3. Biyadhoo Island Resort (South Malé Atoll)
Starting from: $100–$150 per night
No-frills and all-natural, Biyadhoo Island Resort is a diver’s dream. The house reef is just steps from the beach, making it easy to explore the Maldives’ colorful underwater world on a budget.
Why it’s great: Basic yet charming rooms, hearty buffet meals, and some of the best snorkeling and diving access in the region.
Perfect for: Scuba divers and laid-back travelers.
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4. Embudu Village (South Malé Atoll)
Starting from: $120–$180 per night
For those who want an affordable, authentic Maldivian resort close to the airport, Embudu Village is an excellent pick. It’s quiet, low-key, and surrounded by a fantastic coral reef.
Why it’s great: Short 20-minute speedboat ride from Malé, no over-tourism, and great marine biodiversity.
Perfect for: Snorkelers and peaceful getaways.
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5. Arena Beach Hotel (Maafushi Island)
Starting from: $80–$150 per night
Located on a local island (Maafushi), Arena Beach Hotel is one of the best budget-friendly options that still offers a resort-like experience. While alcohol is not available due to local regulations, excursions, beachside dining, and rooftop pools make up for it.
Why it’s great: It’s the best of both worlds—affordable luxury with easy access to tours, diving, and cultural experiences.
Perfect for: Budget travelers and first-time Maldives visitors.
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6. Thulhagiri Island Resort (North Malé Atoll)
Starting from: $160–$250 per night
Small and serene, Thulhagiri Island Resort gives you that castaway island feel with clean, comfortable beach and water bungalows. The reef snorkeling is excellent, and the staff is incredibly friendly.
Why it’s great: Beautiful lagoon, quiet surroundings, and close to the airport.
Perfect for: Couples and solo travelers who want peace and quiet.
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7. Sun Siyam Olhuveli (South Malé Atoll)
Starting from: $200–$300 per night
A well-known name in affordable luxury, Sun Siyam Olhuveli offers beautiful beachfront and overwater villas at a fraction of the price you’d pay elsewhere. The resort often runs all-inclusive deals, making it a great value.
Why it’s great: Multiple pools, varied dining options, and modern amenities at mid-range prices.
Perfect for: Families, honeymooners, and luxury on a budget.
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8. Holiday Island Resort (Ari Atoll) (Temporarily Closed)
Starting from: $100–$170 per night
Although temporarily closed for renovations, Holiday Island Resort deserves a mention. It’s known for wide sandy beaches, amazing dive spots, and great value. Keep an eye on its reopening!
Why it’s great: Spacious rooms and good access to nearby excursions and diving.
Perfect for: Travelers who prioritize beach space and simplicity.
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9. Kaani Palm Beach (Maafushi Island)
Starting from: $80–$140 per night
Another standout on Maafushi Island, Kaani Palm Beach offers beachfront rooms with balconies overlooking the Indian Ocean, a rooftop infinity pool, and a full-service restaurant.
Why it’s great: It feels like a boutique resort with hotel pricing—and it’s one of the tallest buildings on the island.
Perfect for: Travelers who want comfort and affordability in a local island setting.
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10. Vilamendhoo Island Resort & Spa (Ari Atoll)
Starting from: $250–$350 per night (all-inclusive)
A bit of a splurge compared to others on this list, Vilamendhoo is worth every extra penny. All-inclusive options make it one of the best-value resorts for couples and families who want a true resort experience.
Why it’s great: Exceptional diving, beachfront dining, adult-only areas, and tons of activities included.
Perfect for: Those who want an upscale experience without paying five-star prices.
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Final thoughts:
The Maldives may have a reputation for luxury, but it’s entirely possible to enjoy its stunning scenery, vibrant marine life, and island serenity without spending a fortune. Whether you’re into diving, romance, or pure relaxation, these affordable resorts in the Maldives prove you don’t need to break the bank to experience paradise. So go ahead and book that paradise vacation you’ve always dreamt of!
